Back when I was in Dhaka, dreaming about studying in Europe, the biggest question I had was: “Can I actually afford it?” That’s when I discovered Finland — a country where education is world-class, and some universities are surprisingly affordable for international students like us.
In this guide, I’ll walk you through the 10 cheapest universities in Finland for 2025, plus scholarships, programs, and a few tips from my own journey.
Let’s get started — your Finnish adventure is closer than you think!
10 Cheapest Universities in Finland for Bangladeshi Students
Here’s a curated list of universities in Finland that offer quality education at affordable tuition fees:
1. Diaconia University of Applied Sciences (Diak)
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Tuition Fees: €4,000 – €6,000 per year
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Popular Programs: Nursing, Social Services
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Scholarships: Available for high-achieving students
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Highlights: Diak is among the most affordable institutions, focusing on social work and healthcare programs.
2. Kajaani University of Applied Sciences (KAMK)
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Tuition Fees: €6,000 – €8,000 per year
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Popular Programs: Game Development, Tourism, Sports and Leisure Management
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Scholarships: Early bird discounts and performance-based scholarships
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Highlights: KAMK is known for its practical approach and strong industry connections.
3. Savonia University of Applied Sciences
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Tuition Fees: €6,000 – €8,000 per year
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Popular Programs: Engineering, Business, Health Care
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Scholarships: Up to 50% tuition fee waiver based on academic performance
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Highlights: Offers a blend of theoretical and practical learning experiences.
4. Centria University of Applied Sciences
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Tuition Fees: €7,000 – €8,500 per year
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Popular Programs: Engineering, Business Administration, Social Services
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Scholarships: Early bird discounts and merit-based scholarships
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Highlights: Emphasizes hands-on learning and multicultural environment.
5. Seinäjoki University of Applied Sciences (SeAMK)
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Tuition Fees: €7,000 per year
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Popular Programs: Agriculture, Business, Engineering
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Scholarships: Early bird discounts and performance-based scholarships
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Highlights: Strong focus on entrepreneurship and regional development.
6. University of Eastern Finland (UEF)
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Tuition Fees: €8,000 – €10,000 per year
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Popular Programs: Environmental Science, Business, Health Sciences
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Scholarships: Tuition fee waivers covering 50%-100% for outstanding students
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Highlights: Known for its research-intensive programs and sustainability initiatives.
7. University of Jyväskylä
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Tuition Fees: €8,000 – €10,000 per year
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Popular Programs: Education, Sport Sciences, Business and Economics
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Scholarships: Merit-based scholarships covering 50%-100% of tuition fees
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Highlights: Recognized for excellence in teacher education and sports sciences.
8. University of Vaasa
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Tuition Fees: €10,000 per year
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Popular Programs: Business Studies, Technology, Industrial Management
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Scholarships: 50% tuition fee waiver for first-year students; performance-based scholarships for subsequent years
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Highlights: Offers a modern campus with a strong emphasis on digitalization and energy.
9. Lapland University of Applied Sciences (Lapland UAS)
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Tuition Fees: €8,000 – €10,000 per year
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Popular Programs: Tourism, Nursing, Business Administration
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Scholarships: 50% tuition waivers for first-year students; performance-based scholarships for subsequent years
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Highlights: Unique location offers studies in Arctic conditions and indigenous cultures.
10. Novia University of Applied Sciences
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Tuition Fees: €6,000 – €8,000 per year
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Popular Programs: Engineering, Maritime Management, Business
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Scholarships: Early bird discounts and merit-based scholarships
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Highlights: Strong emphasis on sustainable development and innovation.
If you’re considering studying abroad in Finland, don’t miss our guide to the top universities in Finland for international students.
Comparison Table
| University | Tuition Fees (€/year) | Notable Programs | Scholarships Available |
|---|---|---|---|
| Diaconia University of Applied Sciences | €4,000 – €6,000 | Nursing, Social Services | Yes |
| Kajaani University of Applied Sciences | €6,000 – €8,000 | Game Development, Tourism | Yes |
| Savonia University of Applied Sciences | €6,000 – €8,000 | Engineering, Business | Yes |
| Centria University of Applied Sciences | €7,000 – €8,500 | Engineering, Business Administration | Yes |
| Seinäjoki University of Applied Sciences | €7,000 | Agriculture, Business | Yes |
| University of Eastern Finland | €8,000 – €10,000 | Environmental Science, Health Sciences | Yes |
| University of Jyväskylä | €8,000 – €10,000 | Education, Sport Sciences | Yes |
| University of Vaasa | €10,000 | Business Studies, Technology | Yes |
| Lapland University of Applied Sciences | €8,000 – €10,000 | Tourism, Nursing | Yes |
| Novia University of Applied Sciences | €6,000 – €8,000 | Engineering, Maritime Management | Yes |
How to Apply to These Universities
Applying to Finnish universities involves several key steps that international students need to follow:
- Choose Your Program: Visit the official websites of the universities to explore the available programs and ensure they align with your academic goals.
- Check Admission Requirements: Each university and program may have specific entry requirements. Generally, you’ll need:
- A recognized secondary school certificate (for bachelor’s programs) or a relevant bachelor’s degree (for master’s programs).
- Proof of English proficiency (IELTS, TOEFL, or equivalent).
- Additional documents like a motivation letter, CV, and portfolio (for some programs).
- Apply Online: Applications are usually submitted through the national online application portal, gmc-studies, during the designated application periods (typically January for autumn intake).
- Pay the Application Fee: Some universities may require a non-refundable application fee. Check each institution’s website for details.
- Wait for Admission Results: After submitting your application, wait for the results, which are typically announced by April for autumn admissions.
- Accept the Offer and Pay Tuition Fees: If accepted, confirm your study place and pay the tuition fee (if applicable) by the deadline.
- Apply for a Residence Permit: Once you have confirmed your admission, apply for a student residence permit through the Finnish Immigration Service (Migri).
- Plan Your Move to Finland: Arrange accommodation, book your flights, and prepare for your studies in Finland.
Cost of Living in Finland for International Students
While tuition fees in Finland are relatively affordable, it’s essential to consider living expenses. On average, international students should budget around €700-€1,200 per month. This estimate covers:
- Accommodation: €300 – €700/month
- Food: €200 – €300/month
- Transportation: €40 – €60/month
- Other expenses: €100 – €200/month
Scholarships and Financial Aid
Many Finnish universities offer generous scholarship schemes to help ease the financial burden on international students. Scholarships may cover partial or full tuition fees, and some universities provide living cost stipends. Early bird discounts are also a common way to reduce tuition fees.
Final Thoughts
Finland stands out as an excellent destination for international students due to its high-quality education, innovative learning environment, and affordable study options. By exploring scholarship opportunities and managing living expenses wisely, studying in Finland can be both academically rewarding and financially feasible.
